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Wildcat Extension District

Home & Community Media


Top 10 Facts about Mold                         Article                         Audio
Molds are part of the natural environment, and can be found everywhere, indoors and outdoors. Mold is not usually a problem, unless it begins growing indoors. The best way to control mold growth is to control moisture. Molds can have a big impact on indoor air quality. Read on to learn the top 10 things you should know about mold.

Mold chart

 Money Matters Newsletter
In this quarterly edition you can find tips for a Better Boxed Meal           Article

 Budgeting for Vacation                                                       Article                       Audio
Summer brings visions of vacationing for some.  However, our finances might be throwing a kink into those thoughts.  Sometimes, we just don’t know where to start to either plan or save for a vacation.



How to Build Credit                                                               Article                       Audio
The most important way to build good credit is to consistently pay bills on time. One late payment can decrease a person’s score by 40 points. A good rule to follow is to keep balances low (less than half of the total credit line), pay off debt rather than move it between cards, limit the number of credit accounts, and build savings.


Keep Kids Safe this Summer                                              Article                       Audio
Summertime is quickly approaching. Many kids will enjoy both indoor and outdoor activities and keeping them safe and healthy is the number one priority of summer fun. There are five key areas to touch on, water safety, beat the heat, keep the bugs away, prevent injuries and stop the violence.

Prepare Yourself for Severe Weather                            Article                       Audio
Would you be prepared to take action if your property was hit by a tornado, overcome by a flood or destroyed by a fire? Many people have installed smoke detectors, fire alarms, and dead bolt locks in their homes and stocked extra food in the pantry but there is more to preparing. To be prepared, you should also have a household inventory, check your insurance coverage, and prepare a grab-and-go box. Read on to learn more.



Smart Uses for Your Tax Refund                                      Article                       Audio
Get the most out of your tax refund by developing a plan. Make a commitment to enjoy part of the money. Be smart, and use the rest for practical purposes.

If you are just getting ready to do your taxes and are looking for a smart way to use your refund, check out this video.




Saving ,Spending Tips Help Young Adults Manage Money           Article               Audio
With many costs rising, teens and young adults find it more difficult to cover the cost of dinner and a movie. Check out this video for tips on money management....



America Saves Week- Join Now and Save                 Article                          Audio
Many Americans are one unplanned expense away from wishing they had a savings account. A savings account should hold three to six months of income to help feel secure when an unexpected financial cost arises.



Making the Most of Your Tax Return                             Article                          Audio
Palms get itchy this time of year with folks anticipating their tax refund. All too quickly the refund is here and gone again, spent as quickly as it came. It is important to remember that a tax refund is not "free money," rather it is the return of earned income.



January is National Radon Action Month                      Article                          Audio 
“One in four homes in Kansas will test at or above the EPA’s radon action level,” said Bruce Snead, director of the Kansas Radon Program at Kansas State University. He referred to the Environmental Protection Agency’s radon action level of 4.0 picocuries of radon per liter of indoor air.


Tips for a Strong Financial New Year                      Text                    Audio
The holidays give you the chance to spend time with loved ones and friends, catch up on your favorite TV shows and make resolutions for the New Year. While it can be overwhelming thinking about what you’ll do differently next year, focusing on your financial future is a great place to start. For a strong financial new year try these six tips:





Keep Hackers from Ruining your Holidays                   Text                          Audio
Kansans will soon take to the Internet for a variety of cheerful holiday reasons. The increase in cyber traffic means, however, that home computer networks and smart devices will be more vulnerable to malicious scamming and hacking by persons’ intent on dampening your holiday spirit.




Shop Online Safely                                                              Text                           Audio
As you scroll online another ad pops up, peaks your interest and before you know it you are buying online, again! Once a shopper sees how easily it is to purchase online they tend to be hooked! It is convenient, quick and you don’t have to fight the crowds!





Money Matters Wildcat Extension District- Keeping Holiday Debt Under Control



Beat the Holiday Financial Blues                                         Text                             Audio
It is hard to look forward to a holiday, if you are worrying about how to pay for it. Have you stressed about how to provide a fun experience for children without breaking the bank?



Money Matters Wildcat Extension District -Financial Tips You Can Use



Prepare Kansas, Are You Ready?                                         Text                           Audio

Sometimes, life in the heartland is not for the faint of heart. At least that’s the way it seems when homes and communities experience tornadoes, flooding, drought and other disasters like Kansas communities can.




Back to School- Off to a Smooth Start                                Text                            Audio

Summer is winding down and it’s time to think about school again. Listen to these four tips to make it a great start to a successful school year.



Stay Cool with these tips to Lower Cooling Cost                    Text                           Audio
As summer starts to heat up and temperatures rise, many of us are cranking up the air conditioners to stay cool.


















Save Money When Money is Tight                                  Text           Audio
The idea of saving money can be an intimidating concept for some. Having money saved and available can provide security in the event of an emergency and even reduce stress in everyday life. However, studies have shown that one out of three Americans do not have sufficient savings to cover unexpected expenses.



Planning an Inexpensive Vacation                                           Text              Audio
A family vacation is an annual tradition for many families but for those on a tight budget, it may be an unnecessary expense. Like any big purchase, a vacation requires planning.


Are You Prepared?                                                                     Text             Audio
Tornado season is here and can strike at any time. Are you prepared? To be prepared, you should have a household inventory, check your insurance coverage and prepare a grab and go box.



Tips Help Young Adults Manage Money                         Text         Audio 
With many costs rising, older teens and young adults who learn and practice money management and saving strategies now rather than later in life may be better able to meet their future financial needs.  




Cut the Clutter and get Organized!                                       Text            Audio
American consumers have a desire for purchasing a great deal of “stuff,” which has led to clutter-filled homes. In addition, families have less time to keep everything organized.

What to keep? What to throw out?                                         Text         Audio
One of life’s most important lessons is distinguishing what is trivial from what is not. While we’re tempted to lump our personal documents among life’s petty details, their significance can be major.


How Will You Make Your Tax Refund Work For You?         Text         Audio
Tax season is here. How are you planning to use your tax return? Using your tax refund to pay off a bill is a great financial decision to start off your new year.

Paying Off Holiday Debt                                                 Text              Audio

The joy of the holiday season is now behind us. Soon, coming to your mailbox will be the bills for all of the gifts, food and traveling expenses that built up over the last few months. Do you have a pay-off plan?

Radon                                                                                 Article        Audio

You can’t see, smell, or taste radon, but it could be present at a dangerous level in your home.  Radon is the second leading cause of lung cancer deaths among nonsmokers in America and claims the lives of about 20,000 Americans each year.  In fact, the EPA and the U.S. Surgeon General urge all Americans to protect their health by testing their homes, schools, and other buildings for radon. Click the link for further information.


Tips for Parents, Balancing School and Family       Article       Audio

Fielding remarks such as "What do you mean, Jack's not joining the team?" shouldn’t prompt a guilt trip. School and community activities are bountiful but reclaiming family time can strengthen the family. Choices are key in an endless list of activities. Overcommitted will have the family suffering from the stress. Read on to discover how the following tips can help a family reclaim family time and a balance between school, family, work and community.

Money Matters Newsletter      Newsletter

Money Matters Newsletter is a quarterly newsletter with timely financial tips you can use. This edition focuses on ways to track spending, keeping your budget in check as the holiday season begins and how to save for emergencies. Click the link above to read on.

November 27, 2017

 Be A Cold Water Hero!       Article       Audio

The American Cleaning institute has launched The Cold Water Saves Campaign. Washing your clothes in cold water has numerous benefits to the Earth and your wallet. Small changes in your laundry habits isn’t hard, you just have to check the garment label.

November 16, 2017

Stretch Your Holiday Budget       Article       Audio

The holidays are quickly approaching. Making a plan will save you from starting the New Year with a pile of debt that remains from holiday shopping. Here are a few suggestions for stretching your holiday dollars and managing your money and resources throughout the season and into the New Year.

October 20, 2017

 Make the Most of your Money    Article      Audio

Making the most of your money starts with five building blocks for managing and growing your money. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.

September 20, 2017

Money Matters Newsletter     Newsletter
Money Matters Newsletter is a quarterly newsletter with timely financial tips you can use. This edition focuses on ways to track spending, keeping your budget in check as the holiday season begins and how to save for emergencies. Click the link above to read on.

September 11, 2017

Prepare Kansas  Article      Audio

Are you ready to take the challenge - the challenge to organize your financial life? Having records organized and up to date, including health, insurance and bank information, can help you in your day-to-day life, but is especially important in emergencies. Prepare Kansas 2017, an online challenge to all Kansans and others available through the K-State Research and Extension Facebook page, will provide guidance through steps to be more prepared to handle disasters. 

Five Ways to Save  Article         Audio

If your overall financial picture needs to be improved, it's going to take some time. You have to start somewhere, and your monthly expenses are a good place to begin. Saving $50 per month may not sound like much, but if you can find five different ways to do this, you could save up to $3,000 in one year. Click on the article above for five simple options.

July 28, 2017

Christmas in July: Start Saving Now so Holidays Don't take a Bite Out of your Budget     

Article          Audio

It’s the season for cookouts, gardening and going to the pool. It’s also a great time to begin setting aside money for the holidays.  As with many things in life, preparing and planning before you begin makes things easier. It is no different with financially preparing for the holidays. The holidays are a time to gather with family and friends and when we get caught up in the excitement, we spend more than anticipated. Planning ahead of time can save you financial and emotional strain.

June 30, 2017

Money Matters Newsletter    Article 

Money Matters Newsletter comes out quarterly. The late spring addition discusses the following: Shredding, what to shred and when. How to Avoid Credit Card Skimmers and How Much Should You Keep in Checking and Savings?

June 2, 2017

12 Ways to Save Energy and Money     Article          Audio

Saving energy and money go “hand in hand.” The Consumer Federation of America has identified 12 simple ways consumers can save. These tips can help consumers with energy-saving ideas that also save money. Energy takes a huge bite out of household budgets. Families on average spend $2200 each year on utility bills. By using the following energy saving tools households can save money and help the environment.

June 2, 2017

 How to Build Credit      Article          Audio

Building credit takes time, so it’s important to begin building your credit before you really need it. Credit cards are a very useful type of credit tool, and when used wisely, they can help you build your credit. However, it’s important to manage credit card use, because credit cards can also be a route to debt if you misuse them. Read on to learn ways to build your credit with or without a credit card.

May 3, 2017

 Saving for Summer Vacation       Article          Audio

A great way to spend a vacation or a road trip is traveling around the country to see new and exciting places. Whether it is following a sports team or visiting friends, the possibilities are endless. Read on to learn steps to ensure a successful trip with your family or friends on a budget.

April 5, 2017

Insurance Matters            Article     Audio      

Kansans with years of experience watching the weather know that when March rolls around, it’s time to turn our attention to the skies and to the weather reports. March is the month when many state residents begin preparing for potential severe weather problems. That includes checking your insurance policies on personal property to make sure you have the coverage and information you need.  


March 6, 2017

Smart Uses for your Tax Refund     Article    Audio

Get the most out of your tax refund by developing a plan. Make a commitment to enjoy part of the money. Be smart, and use the rest for practical purposes. Allocate 80 percent of your refund for "smart uses" and the remaining 20 percent as cash for enjoyment or to make a special purchase. Consider the following smart uses to improve your finances and make the coming year more enjoyable.

January 2017 Radon     Article    Audio

You can’t see, smell, or taste radon, but it could be present at a dangerous level in your home.  Radon is the second leading cause of lung cancer deaths among nonsmokers in America and claims the lives of about 20,000 Americans each year. Read on to find out four ways to protect you and your family.